ProCredit Bank

Loans for agriculture

“I need to finance my agicultural projects at advantageous prices. Will ProCredit Bank offer me this possibility?”

Because we, at ProCredit Bank, understand the importance of your agro business development, we have prepared a complex and flexible financing offer. All that you need is a successfully completed agro season and we will offer you loans for agro investments, which will give you the possibility to:

  1. Purchase agro equipment, vehicles, combines, tractors, irrigation materials and equipment
  2. Build and maintain your greenhouses or warehouses
  3. Purchase agro land etc.

                                                               

Advantages:

 

 

Advantageous interest rates for loans in lei (from 7%) when buying equipment from the bank's partners: MGM, Agropiese TGR, AgroSera-Prim and Sanin.

  


 

  

Convenient repayment schedule of the loan, according to the specific and the seasonality of your business

 


 

Grace period up to 12 months

 


 

Minimum term of application analysis

 


 

Without hidden fees

 


 

The possibility to obtain state subventions 

 


 

 

Price list:

 

Currency MDL
Purpose for working capital for fixed assets

Amount

from 26 000

Maturity

up to 36 months

up to 60 months

Interest rate

from TDA 9m + 5.5%

up to TDA 9m +11.5%

from TDA 9m + 5.5%

up to TDA 9m +12.5%

Disbursement fee

2-3%, one time

TDA 9m* - interest rate for 9-month deposit =10%

 

 

Currency USD
Purpose for working capital for fixed assets

Amount

from 2 000

Maturity

up to 36 months

up to 120 months

Interest rate

from LIBOR+7%

up to 15%

from LIBOR+7%

up to LIBOR+17.5%

Disbursement fee

1-3%, one time

LIBOR 6m*- LIBOR for 6 months = 0.8085%

 

Currency EUR
Purpose for working capital for fixed assets

Amount

from 2 000

Maturity

up to 36 months

up to 120 months

Interest rate

from EURIBOR+6%

up to 15%

from EURIBOR+6%

up to  EURIBOR 16.75%

 

Disbursement fee

1-3%, one time

EURIBOR 6m*- EURIBOR for 6 months = 1.617%

Necessary documents:

For a loan for private individuals and for legal entities:

  • Identity card (passport) of the director and of the founders
  • Patent / Registration certificate of the enterprise

Note: We do not charge any additional fees for analysing the documents, loan maintenance, etc. Only in the case when the collateral is registered, the fees for state authorities must be paid, or the notary fees.
 

If you need additional information, please visit one of our branches or agencies.