The basis of ProCredit Bank credit technology is international practice of offering financial services in the filed of small business. ProCredit Bank offers credit to micro-, small and medium sized enterprises working in the sphere of services, commerce, production and agriculture. The business of at least 3 months is the necessary condition for crediting. We use unique and checked credit technology which establishes new standards of micro-crediting in the Republic of Moldova. Such technology allows our clients to use the products and services appropriate for their necessities.
Our loan officers analyze the business of our clients and gather all necessary information in a very short period of time (often in two days), as a result the decision regarding credit issue is taken very quickly.
Our credit technology is flexible that lets us quickly react to the changes of the market and make necessary steps for prevention of risk for client's business.
We have a professional approach in serving the clients and we always offer you a credit in sum and terms convenient for your business.
Our financial analysis is objective because it is carried out on the basis of data regarding real situation of the client's business.
We help to discover real possibilities and perspectives of the business. During the financial analysis, ProCredit Bank employee offers, if necessary, professional consulting to client.
We offer a flexible system of collateral. Almost any property may serve as collateral for the offered credit. As guarantee for the offered credits can be movable and immovable estate, belonging to the client - to potential Creditor on the right of property ot to the third party.
We have convenient and efficient reimbursement schedule: prolongation of disbursement, recording of business seasonality.
Our cedit technology provides long term collaboration and partnership. We offer credits to replenish current assets - to 48 months, to acquire fixed assets - 120 months.
We offer transparent, objective and independent approach in decision making in crediting. All the ProCredit employees follow the approved Code of Conduct which establishes strict and high principles of business ethics.
For you first visit you will need the following documents:
If you are a physical person:
If you are a legal person: