Photovoltaic panels for your home!

 

Lower energy bills with ProCredit Bank!
Get a Personal Needs Loan with a FIXED RATE from ProCredit Bank for photovoltaic panels and say goodbye to high electricity bills! You get financing quickly, easily and on great terms so you can install a photovoltaic panel system right at home — for green energy!
8.50%FIXED ANNUAL INTEREST RATE
up to 60 monthsREPAYMENT TERM
8.83%DAE*
MDLCURRENCY

*The effective annual interest rate (DAE) is 8.83% and was calculated based on a loan amount of 400,000.00 MDL for a term of 60 months. With an interest rate of 8.50%, the monthly payment is 8,206.61 MDL, and the total amount payable (the loan amount, including all related costs) is 492,396.75 MDL.

 

Offer valid until 19.05.2026
You are responsible for repaying the loan on time and in full!

 

Interest rates can be viewed in the Information disclosure. section.

Loan benefits
  • Up to 400,000 MDL without collateral, for personal needs
  • Fast approval process
  • Possibility to refinance other existing loans on advantageous terms
  • Early repayment of the loan, no fee
Eligibility criteria
  • You receive official monthly income  of at least 10,000 MDL.
  • You are a resident of the Republic of Moldova aged 21–63 (at the final maturity of the loan).
  • You are employed, with at least 6 months of uninterrupted work experience, of which the last 3 months are at your current workplace.
  • You receive income from independent activities or dividends.
How does it work?
1

Apply for the Personal Needs Loan

You can do it simply and quickly by registering HERE to be contacted, or at the Bank’s branches.

2

Get approval

A bank consultant will guide you throughout the process.

3

Install a solar panel system

Make sure you choose and install the right system for your home.

4

Start saving

Enjoy sustainable energy and lower electricity bills.

Calculation example

To illustrate how a photovoltaic system works for a home (prosumer, net billing), an example is presented below.

General data
Total annual electricity consumption 10 500 kWh 3 500 kWh — appliances and lighting
4 500 kWh — heat pump for heating
2 500 kWh — charging the electric car (annual mileage ~12 000 km)
Home typeSingle-family house
Heated area100 m²
Requested installed capacity10 kWp (without storage system)
Required roof area (pitched)45 m²
Indicative investment value120 000 MDL
Estimated payback period 5 - 8 years Indicative estimate, may vary.
Additional information
  • Indicative calculation. The actual performance of solar panels depends on the type of panels, the level of solar irradiation, possible shading, the roof slope, and the building orientation.
  • Variable savings. Within the net billing mechanism, the actual level of savings depends on how much energy is consumed directly in the home and how much is fed into the grid, as well as on when electricity is used.
  • Estimated costs. Investment costs are calculated based on average market prices and may vary depending on the supplier and the specifics of the installation.
  • Recommendation. For an exact calculation tailored to your situation, contact a company specialized in installing photovoltaic systems.
Note: All values presented are strictly indicative and do not constitute a firm lending offer. The final loan terms are set by the bank following the individual assessment of the application file.